Walk through your personal production, the agency you could build, and the company-wide bonus pools available at your contract level. Every figure below recalculates instantly as you fill in the blue-labeled fields.
What you earn writing business yourself, at your own contract level.
Your commission percentage: —
Override income from every agent you recruit — and every agent they recruit, five generations deep.
Their commission percentage: —
1st → 2nd gen, each recruits
2nd → 3rd gen, each recruits
3rd → 4th gen, each recruits
4th → 5th gen, each recruits
| Generation | Agents | Sales / Yr | Field Commission | Your Override % | Override Income | Mode |
|---|
Company revenue shared monthly across every qualifying producer — on top of contract and override income.
| Bonus Pool | % of Revenue | Monthly Pool | # Sharing | Do You Qualify? | Your Annual Share |
|---|
Baseshop and superbase pools require QFD or above with active personal production. Toggle "Do You Qualify?" to model each scenario.
Personal production, team overrides, and bonus pools — combined into one Year 1 projection.
Your advertised contract percentage is only the field commission. Add the bonus pools you qualify for, and the real percentage paid on the same premium is far higher.
Assumes steady, modest annual growth as your book and your agency mature.
| Year | Personal | Override | Bonus | Total | Cumulative |
|---|
An advanced, optional comparison tool — typically used by directors when a prospect is weighing Team Victory against a competing IMO's "big number" contract. Underfunded today, full first-year commission tomorrow: see how Team Victory's rolling target premium stacks up against a competitor's advertised percentage on the exact same policy.
This is the one real dollar figure the client actually pays each year. It drives every number below on both sides — including the competitor's, since no contract can pay commission on premium the client never sent in.
Apples to apples: always ask for their target premium and their discount factor. A big percentage on a smaller or discounted target isn't that percentage of the client's real premium. Their commissionable premium is whichever is lower — their target × discount factor, or the paid premium entered above — so if the client is paying less than their target, their commission is capped there too.
| Yr 1 Premium | Yr 2 Premium | Yr 1 Commission | Yr 2 Commission | 2-Yr Total | Effective % of Target |
|---|
Agents in your team writing the same way: 0 (pulled live from Step 02 — Build Your Agency)